For a limited time only, Orange County Creations is offering 90 day, 0% financing on all credit card purchases over $100.00.  No credit check necessary. *Note: your Credit Card company may charge you interest if you carry a balance on your credit card but you will not be charged a finance charge from Orange County Creations.

If you wish to take advantage of our zero percent (0%) financing, please follow the instructions below.

• Make your product selections and add them to the shopping cart.
• Check your shopping cart for accuracy.
• When your total purchase is at least $100.00 (minus shipping and coupon - if applicable), you are eligible for 0% financing.
• Click the Secure Checkout button.
• Enter your Billing Information and click the Continue button.
• Select your Shipping Option.
• Select Credit Card as your Payment Option.
• Enter the word "Finance" in the Coupon/Gift Certificate field.  Your first payment will be discounted by 66%. (Note if you have a coupon to use from a previous order or email mailing list, please add the coupon code in the comments field at checkout.  Your coupon will be applied to your total minus shipping costs and will be applied to your second month's payment).
• Enter your credit card information and submit your order.
• Your credit card will be automatically charged the adjusted amount on your invoice.
• Your order will be filled and mailed to you within 48 to 72 hours.

What happens next?

We will automatically charge your credit card for the remaining two payments.
The remaining two payments will be processed on the 15th of the two following months.

Example of the financing process (your amount will vary based on your total purchase price and shipping option).

$100.00  Merchandise bought
  + 3.95  First class shipping with in the US
___________
$103.95  Total

$36.95 ($33.00 Merchandise + $3.95 shipping) - First payment is the amount charged to your credit card at checkout.  (33% of total purchase)
$33.00 - Second payment is charged on your credit card on the 15th of the following month.  (33% of total purchase)
$34.00 - Third payment is charged on your credit card on the 15th of the following month.  (34% of total purchase)